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PT Bank Muamalat Indonesia, Tbk (Bank Muamalat Indonesia/ BMI) was the first commercial bank in Indonesia to implement Islamic Sharia principles in running the operation. Founded in 1991, initiated by the Indonesian Council of Ulamas (MUI) and the Government of Indonesia. Began operation in 1992, supported by Muslim scholars and businessmen, as well as public. In the year 1994, BMI has started to provide foreign exchange service. Funding products using the principle of Wadiah (deposit) and Mudharabah (profit-sharing). While Financing products using the principle of Bai’ (Buy and Sell), Musyarakah (Equity Sharing), Mudharabah (Profit-Sharing), and Ijarah (Rent).
The idea of establishment initiated on MUI workshop entitled "Problems of Bank Interest" held in mid August 1990 in Cisarua, Bogor. Workshop participants agreed to assign the Economic Development Committee to build a bank which activities are based on Islamic set of guidelines. This decision was confirmed in the General Assembly of MUI in Jakarta, August 1990.
The idea of establishment initiated on MUI workshop entitled "Problems of Bank Interest" held in mid August 1990 in Cisarua, Bogor. Workshop participants agreed to assign the Economic Development Committee to build a bank which activities are based on Islamic set of guidelines. This decision was confirmed in the General Assembly of MUI in Jakarta, August 1990.
Establishment
The First Islamic Bank in Indonesia has formed and named Bank Muamalat Indonesia (BMI). "Muamalat" in terms of fiqh means the laws that govern human relations. Alternative names that appeared at the time was Bank Syariat Islam. However, given the experience of the word Syariat which means ‘Islamic Law' in the Jakarta Charter, last name was not chosen. Another name suggested is Muamalat Islamic Indonesia. President Suharto agreed to a last one by removing the word "Islam".
The First Islamic Bank in Indonesia has formed and named Bank Muamalat Indonesia (BMI). "Muamalat" in terms of fiqh means the laws that govern human relations. Alternative names that appeared at the time was Bank Syariat Islam. However, given the experience of the word Syariat which means ‘Islamic Law' in the Jakarta Charter, last name was not chosen. Another name suggested is Muamalat Islamic Indonesia. President Suharto agreed to a last one by removing the word "Islam".
Network
Since the presence at 27 Syawal 1412 Hijri, Bank Muamalat has opened the door to people who want to take benefit of Islamic banking services. Bank Muamalat presence not only to position as the First Purely Sharia Bank, but also equipped with the largest Real Time On Line network in Indonesia. The Bank offer services through more than 270 outlets spread over 33 provinces, supported by more than 3800 Online Post Office/SOPP in Indonesia, and is the only Islamic bank has opened branches abroad, namely in Kuala Lumpur, Malaysia.
Since the presence at 27 Syawal 1412 Hijri, Bank Muamalat has opened the door to people who want to take benefit of Islamic banking services. Bank Muamalat presence not only to position as the First Purely Sharia Bank, but also equipped with the largest Real Time On Line network in Indonesia. The Bank offer services through more than 270 outlets spread over 33 provinces, supported by more than 3800 Online Post Office/SOPP in Indonesia, and is the only Islamic bank has opened branches abroad, namely in Kuala Lumpur, Malaysia.
Achievement
Presently, Bank Muamalat serves nearly 3,000,000 customers throughout Indonesia and Malaysia. Confirming the existence among sharia banking, Bank Muamalat Indonesia became the first Islamic bank to open the service in a foreign country. BMI collaborate it’s network with Malaysian Electronic Payment System (MEPS) so that services can be accessed at more than 2,000 ATMs in Malaysia.
Presently, Bank Muamalat serves nearly 3,000,000 customers throughout Indonesia and Malaysia. Confirming the existence among sharia banking, Bank Muamalat Indonesia became the first Islamic bank to open the service in a foreign country. BMI collaborate it’s network with Malaysian Electronic Payment System (MEPS) so that services can be accessed at more than 2,000 ATMs in Malaysia.
As The First Islamic Bank in Indonesia, Bank Muamalat is committed to deliver banking products and services that are not only Comply to Sharia, but also competitive and accessible to the public. Commitment is appreciated by the government, mass media, national and international institutions and the wider community through more than 70 prestigious awards received by BMI in the last 5 years. Award is given to BMI institutionally, besides that, also on Human Resources (SDI) and for its products and services, set aside not only the other Islamic banks, but even the old player, conventional banks. Among the institutionally award given to BMI is the Best National Bank (Bisnis Indonesia, 2008).
Award for the products most widely gained by its savings account, Shar-e. This product fantastically bought 4 of the award given by the Museum Rekor Indonesia (MURI) as the first instant bank account in packaging, as the first bank card which numbers is identical to the account number, as the bank product with the fastest growth of Real Time Online Network, as well as the fastest percentage of customers growth of bank saving account in Indonesia. Shar-e is accessible at more than 3800 post office across Indonesia. In addition, customers can make free cash withdrawal at nearly All Banks ATMs in Indonesia and debit transactions in more than 100,000 merchants, a unique and superior feature compared among competitor’s products.
DEVELOP YOUR POTENTIAL POINT TO THE HIGHEST ACHIEVEMENT
Are you young people who have insight, full of energy and has an unbreakable spirit to be part of a success?
Bank Muamalat Indonesia offers the opportunity for you to develop your potential to the highest level in order to achieve true success. As the first bank that pure Shari'ah, the purity of Islam we are in running the economy has inspired many people to celebrate the triumph of Shariah banking in Indonesia
If you have a vision and passion, you are one of the individuals who are eligible to attend :
Bank Muamalat Indonesia offers the opportunity for you to develop your potential to the highest level in order to achieve true success. As the first bank that pure Shari'ah, the purity of Islam we are in running the economy has inspired many people to celebrate the triumph of Shariah banking in Indonesia
If you have a vision and passion, you are one of the individuals who are eligible to attend :
MUAMALAT OFFICER DEVELOPMENT PROGRAM
Qualifications for prospective applicants :
- Minimum education S1, open to all majors
- Minimum GPA of 2.75 for state university graduates and 3.00 for private universities
- Maximum age 27 years in the early selection
- Having a good knowledge about the basic principles of Islam and Sharia Banking
- Have proficiency in spoken and written English
- Having the ability to operate computers at least Microsoft Office
- Has no family relationship with the employee and the Board of Directors of Bank Muamalat Indonesia
- Pro-active personality, full of initiative and able to work under pressure
- Not married and not willing to get married during the years of schooling
- Willing to undergo the bond department
- Willing to be placed throughout the territory of Indonesia
How to Join ?
For those who are interested can send CV along with recent photograph to the corresponding address of the areas that you select:
-Area Jakarta : recruitment@muamalatbank.com
-Area DIY & Jateng : recruitment.modpdiyjateng@muamalatbank.com
-Area Jawa Timur & Nusra : recruitment.modpjatimnusra@muamalatbank.com
-Area Sumatera Bag. Utara : recruitment.modpsumbagut@muamalatbank.com
-Area Kalimantan : recruitment.modpkalimantan@muamalatbank.com
-Area KTI : recruitment.modpkti@muamalatbank.com
-Area DIY & Jateng : recruitment.modpdiyjateng@muamalatbank.com
-Area Jawa Timur & Nusra : recruitment.modpjatimnusra@muamalatbank.com
-Area Sumatera Bag. Utara : recruitment.modpsumbagut@muamalatbank.com
-Area Kalimantan : recruitment.modpkalimantan@muamalatbank.com
-Area KTI : recruitment.modpkti@muamalatbank.com
( Note : Please include code MODP21_22 (designated area), e.g. MODP21_22 (Jakarta), MODP21_22 (Kalimantan), MODP21_22 (KTI), etc. in your email subject )
Delivery of the application proposal not later than 25 November 2011 (Jakarta), 21 November 2011 (DIY and Jawa Tengah), 5 December 2011 (Jawa Timur and Nusra), 25 November 2011 (Sumatera Bag. Utara), 28 November 2011 (Kalimantan), 1 December 2011 (KTI)
Delivery of the application proposal not later than 25 November 2011 (Jakarta), 21 November 2011 (DIY and Jawa Tengah), 5 December 2011 (Jawa Timur and Nusra), 25 November 2011 (Sumatera Bag. Utara), 28 November 2011 (Kalimantan), 1 December 2011 (KTI)
Location selection implemented in the area that you select :
-Area Jakarta : Jakarta
-Area DIY & Jateng : Solo
-Area Jawa Timur & Nusra : Malang
-Area Sumatera Bag. Utara : Padang
-Area Kalimantan : Balikpapan
-Area DIY & Jateng : Solo
-Area Jawa Timur & Nusra : Malang
-Area Sumatera Bag. Utara : Padang
-Area Kalimantan : Balikpapan
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